Conventional loans are mortgages that aren’t backed by the federal government. Unlike FHA, VA and USDA loans, they are not insured by a government agency. Although, if they […]
What is a USDA Home Loan?
A USDA home loan is a zero down payment mortgage that can be used to buy, build or repair a home that’s located in rural America. The goal […]
Understanding Mortgage Pre-Approval: The Key to a Confident Home Buying Journey
Purchasing a home is a significant milestone, often accompanied by a mix of excitement, anticipation, and a touch of anxiety. Among the essential steps in the home buying […]
Should I Get a Home Warranty?
A home warranty is a service contract that covers the cost of repairs or replacements for certain home systems and appliances. While similar to home insurance, a home […]
Understanding Home Appraisals: A Key Step in Real Estate Transactions
When it comes to buying or selling a home, there are various steps involved in ensuring a smooth and fair transaction. One critical aspect of this process is […]
What is an Owners Title Insurance Policy?
When purchasing a new home, there are a lot of costs to consider. One expense that may come up is the purchase of an owner’s title insurance policy. […]